Months Waiting on Roof Evidence: The Moore v. State Farm Ruling
An Oklahoma roof dispute involved repeated photographs, a public adjuster and a lawsuit. The October ruling dismissed bad faith while leaving the contract claim pending.
Updates
Fast Insurance Claims and the Fine Print: Connecticut’s Lemonade Order
Connecticut’s Lemonade order addresses claims advertising and other practices. What it establishes, what the company agreed to, and what remains unverified.
Starting Over With Another Adjuster: What LA County Alleges Against State Farm
LA County alleges repeated adjuster changes and delays added to wildfire survivors’ burdens. State Farm disputes the county’s account.
Asked for a Proof of Loss? Match the Form to Your Records.
An insurer requested a proof of loss? Connect each figure to its supporting record, clarify unresolved entries and retain the exact submitted packet.
Adding an Upgrade During Repairs? Keep the Costs Separate.
Considering an optional change while damage repairs are underway? Ask for a separate scope, price difference and written record of unresolved insurance questions.
Before Damaged Materials Leave, Agree on What to Keep.
Before damaged materials leave the property, ask what needs inspection, who will retain it and how to keep its location clear.
The Damaged Model Is Discontinued. What Is a Fair Comparison?
The replacement item has the same brand name. Does it do the same job?
The Estimate Says Included Elsewhere. Ask Where.
If the insurer says a repair task is included elsewhere, ask for the exact estimate line and compare what work it includes.
Your Lender Holds the Claim Funds. What Releases the Next Payment?
The insurer issued a check, but the next repair payment still has not reached you.
Repairs Uncovered More Damage. What Goes Back to the Insurer?
When repairs reveal something the first inspection missed, connect the new finding to the original estimate and ask what the insurer needs to review it.