If the Insurance Company Sends a Reservation of Rights Letter

A plain-English guide for Georgia homeowners who receive a reservation of rights letter during a home insurance claim.

What To Save Before Repairs Start

A practical guide for Georgia homeowners on preserving photos, records, and damaged materials before repairs or cleanup change the evidence.

ACV vs RCV: Why Some Claim Money May Come Later

A plain-English explanation for Georgia homeowners about ACV, RCV, deductibles, and recoverable depreciation when a first claim check looks short.

After Heat and Pop-Up Storms, Check the Roof Edge

After July Fourth heat and pop-up storms in Georgia, check roof edges, gutters, soffits, trim, and stains before cleanup or repairs hide what changed.

After Hot Stormy Weather, Check the Gutters

After hot stormy Georgia weather, check gutters, roof edges, soffits, and ceiling spots before cleanup or repairs hide the details.

After Strong Summer Storms, Check the Roofline

After strong summer storms, check the roofline, gutters, soffits, and stains before you repair, file, or guess.

Roof Only Leaks in Hard Rain?

If your roof only leaks during hard rain, get a second set of eyes before you patch, file, or accept a wear-and-tear answer.

Dry-Out Finished, But Repairs Still Unclear?

If the dry-out is done but repairs still feel unclear, get a second set of eyes before accepting an answer or rebuilding.

First Insurance Payment Lower Than the Contractor Estimate?

If the first insurance payment and contractor estimate do not line up, review the documents and visible damage before accepting the number or starting repairs.

Granules in the Gutters? Check the Roof Before You Assume It Is Fine

Granules in gutters or near downspouts can be routine wear or a reason to document the roof before cleanup or repairs move too far.